RDSP

Step 1 - Registered Disability Savings Plan

Are you a resident in Canada?

I am not resident in Canada

If you are not resident in Canada, you will not be able to open an RDSP.

I am not sure if I am a resident in Canada

If you are not sure if you are a resident in Canada, review the RDSP Rules for Newcomers to Canada and Individuals Living Abroad - RDSP.

Continue to step 2

Steps

Feeling overwhelmed?

Someone can help you with your application. Find an organization to help you here.

Apply After you apply

Resources

There are three ways to file income taxes

You can file your taxes electronically (online) using NETFILE (an electronic tax-filing service that sends your tax return directly to the Canada Revenue Agency.

Questions to ask when deciding which financial institution to choose to open your RDSP.

Is the financial institution convenient for me to reach?

How do I get a Social Insurance Number?

Find your birth certificate, Certificate of Canadian citizenship or permanent residence card. These are called primary documents.

If you are unable to open an RDSP

If you have trouble opening an RDSP, even if you meet all the eligibility criteria, it is usually because your financial institution is missing some information.