Registered Disability Savings Plan (RDSP)

Are you living with a disability, or are you close to someone who is? A Registered Disability Savings Plan (RDSP) is a savings plan that helps Canadians with disabilities save for the future.

You could get up to $90,000 in grants and bonds. The government may match each dollar you save with up to three dollars more! Even if you have no money to save, the government will still put away some savings for you.

In this section :

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Resources

There are three ways to file income taxes

You can file your taxes electronically (online) using NETFILE (an electronic tax-filing service that sends your tax return directly to the Canada Revenue Agency.

Questions to ask when deciding which financial institution to choose to open your RDSP.

Is the financial institution convenient for me to reach?

How do I get a Social Insurance Number?

Find your birth certificate, Certificate of Canadian citizenship or permanent residence card. These are called primary documents.

If you are unable to open an RDSP

If you have trouble opening an RDSP, even if you meet all the eligibility criteria, it is usually because your financial institution is missing some information.