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Eligibility

Age requirement

To be eligible to receive support through the Assured Income program and/or AccessAbility Supports, you must be under 65 years of age on the day you submit your application.

Financial requirements

To determine if you are eligible to receive support through the Assured Income program, you will complete a financial assessment. The financial assessment will consider all types of income and assets you or your co-applicants have. For both programs, a co-applicant is a spouse, common-law partner, or any adult in your household above the age of 18 who has an income.

Applicants who qualify for Assured Income or who are under the age of 18 are not required to pay for their supports received through AccessAbility Supports. If you do not qualify for Assured Income but are eligible to receive personal supports through AccessAbility Supports, you will be expected to pay for a portion of the support. The portion you will need to pay is determined through the financial assessment.

Assets

Assets are possessions or property you own. During the financial assessment, you must report all assets you own. To be eligible to receive financial support through the Assured Income program, a a single person without dependents can have up to $5,000 in assets.

Assets that do not impact your eligibility

Some specific types of assets are not considered when determining if you are eligible for Assured Income. This means you can own these types of assets without it influencing your eligibility for Assured Income or AccessAbility Supports. These types of assets include:

  • Your principle residence
  • One vehicle, which is not used primarily for recreational purposes
  • Life insurance with a cash surrender value up to $5,000
  • A prepaid funeral with a value up to $5,000
  • A registered educational savings plan (RESP)
  • A registered disability savings plan (RDSP)
  • Personal belongings
  • Property that is essential to operate a business that generates your income

Earned Income

Some types of income can be earned through employment. This type of income is called Earned Income. Earned Income is partially exempt, which means you can keep a certain amount of Earned Income while receiving Assured Income. The first $500 is fully exempt plus 30% of any additional money earned above $500.

Exempt Income

Some types of income are exempt from being considered when determining if you are eligible to receive Assured Income. These types of income are called Exempt Income. Exempt Income includes money earned from the following sources:

  • Money withdrawn from a registered disability savings plan (RDSP)
  • Money withdrawn from a registered education savings plan (RESP) when used for educational purposes
  • Goods and services tax (GST) or harmonized sales tax (HST) rebate
  • Child benefits received from the Canada Pension Plan (CPP) for dependent children of disabled or deceased CPP contributors
  • Income tax refunds up to $5,000 for a single person without dependents

Medical requirements

To be eligible to receive AccessAbility Supports and specific portions of the Assured Income program, you must meet the criteria to be considered a person with a disability. For the purposes of these supports, a person with a disability is an individual who:

  • Has a substantial physical, intellectual, sensory, neurological, or mental impairment that is continuous or recurrent
  • Has an impairment that is expected to last for at least one year
  • Is limited in their ability to perform personal care, function in their community or a workplace, and perform activities of daily living due to their impairment

What province are you from?

Knowing your province helps us make this tool the best experience for you.

Important information about benefits for Indigenous Peoples

If you are Indigenous there are many things that affect the benefits you can get and the dollar amounts you can get from them. These include the agreements your band or governing body has with provincial, territorial, and federal governments. Before applying to any benefits, you should speak with your governing body, if applicable.

AFOA Canada and Prosper Canada are currently seeking funding to develop an online tool that serves the needs of Indigenous people living in Canada.